Serving Johnson City, Kingsport & Bristol, Tennessee
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Insurance, billing
& financing
Flexible payment options, financing programs, tax-free spending accounts and all major insurance carriers - so cost doesn't stand between you and better vision.
CREDIT CARDS
VISA • MasterCard • AmEx
FINANCING
CareCredit® • GreenSky®
TAX-FREE
FSA / cafeteria plans
INSURANCE
All major carriers
CareCredit® payment plans
There is an easier way to pay for your vision care, including your LASIK procedure. We're pleased to accept the CareCredit credit card, North America's leading patient healthcare financing program. CareCredit lets you begin your procedure immediately - then pay for it over time with monthly payments that fit easily into your monthly budget. Whether you're considering LASIK, need cataract surgery, or it's simply time for new glasses or contacts, CareCredit can help you see clearer, sooner.
The GreenSky Patient Solutions® installment loan program
- Pre-qualify in seconds without impacting your credit score
- Pre-qualified patients can choose from multiple special financing options, including 24 months no interest if paid in full
- Extended payment plans with low monthly payments
- Online tools to manage your account
BUILD NOTEAdd the live GreenSky 'Check your rate today - no impact on your credit score' link and the CareCredit payment calculator (both third-party embeds/links on the live site).
- A CLEAR FINANCIAL CONVERSATION
Know your
options before
you decide.
Payment methods
Reeves Eye Institute accepts all major credit cards, including VISA, MasterCard and American Express, cash, personal checks (7 days in advance of the procedure) and cashier's checks. We have competitive pricing and offer our patients excellent payment plans.
Appalachian Community Federal Credit Union
Financing is also available through Appalachian Community Federal Credit Union programs.
CareCredit® payment calculator
CareCredit offers special financing on purchases of $200 or more for healthcare procedures not commonly covered by insurance, including LASIK and premium IOLs.
*Subject to credit approval. Minimum monthly payments required.
Flexible spending & cafeteria plans
The United States government has approved the use of flex spending accounts. You can now use tax-free Flexible Spending Accounts to get reimbursed for eligible medical expenses - including both traditional LASIK and wavefront-enhanced Custom LASIK. These accounts let you use pretax income for deductibles, co-payments, and items typically not covered by insurance, like contact lenses and refractive surgery. Enrollment periods vary by employer; consult your human resources director or employee benefits handbook to set one up.
Insurance
All major insurance carriers are accepted. Medical insurance plans noted include Aetna, AmeriGroup, Blue Cross Blue Shield, Medicare, Optum/UnitedHealthcare and Peoples Health UnitedHealthcare, with a broader list available through the surgery center.
Medically necessary care - such as cataract surgery, diabetic and retina care, and eyelid surgery when the lids interfere with vision - is often covered. Elective vision correction (LASIK, PRK, EVO ICL, RLE) and premium lens upgrades are usually not covered. Your policy may have its own requirements, such as referrals or authorizations. Ask us about your coverage.
Pay your bill online
Current patients can pay securely online or complete patient registration before their visit.
Questions are welcome.
Our team can explain available resources and help you plan for your care.
Is LASIK covered by insurance?
Most insurance plans consider LASIK an elective procedure, so it is typically not covered by standard health insurance. However, some vision plans offer partial discounts or special arrangements. We also offer flexible financing options like CareCredit and GreenSky to help make LASIK affordable.
Does insurance or Medicare cover cataract surgery?
Yes, standard cataract surgery is generally covered by Medicare and most private insurance plans when medically necessary. Premium intraocular lenses (IOLs) and laser-assisted cataract surgery may involve out-of-pocket costs beyond standard coverage.
Can I use my HSA or FSA?
Yes! Both Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) can be used to pay for eligible vision care expenses, including LASIK, PRK, EVO ICL, cataract surgery, and prescription eyewear.
Do you offer payment plans?
Yes, we partner with CareCredit® and GreenSky® Patient Solutions to offer a variety of payment plans, including 0% interest promotional financing for qualified applicants and extended monthly payment terms.
How far in advance do personal checks need to be received?
Personal checks must be received at least 7 business days in advance of your scheduled procedure or surgery to allow for proper processing.
Our brand promise is to provide individualized eye care services with compassion, serenity and attention to detail.
JOHNSON CITY
2328 Knob Creek Road, Suites 500 & 506
Johnson City, TN 37604
P: 423.722.1311 · F: 423.926.0529
Mon–Thu 7:30–4:30 · Fri 8–2
REEVES EYE SURGERY CENTER
2328 Knob Creek Road, Suite 500
Johnson City, TN 37604
P: 423.722.1311 · F: 423.926.0529
Surgery by scheduled appointment
KINGSPORT
444 Clinchfield Road, Suite 104
Kingsport, TN 37660
P: 423.722.1311 · F: 423.926.0529
Mon–Thu 8–4:30 · Fri 7:30–2
© 2026 Reeves Eye Institute. All rights reserved.
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